Processor payouts tied to deposits
Stripe, PayPal, Shopify and Amazon pay out net of fees, refunds and chargebacks. Reconciles splits each payout into its parts and ties it to the bank deposit, as the payment reconciliation software page shows.
Trintech alternatives for Adra and Cadency buyers
Reconciles is a Trintech alternative for finance teams whose real bottleneck is matching bank lines, processor payouts and invoices. Trintech sells Adra to mid-market companies and Cadency to large global enterprises, both through a demo and a custom quote, and SpendHound's contract data puts the average Trintech deal near $119,000 a year for companies with 50 to 1,000 employees. Reconciles publishes its prices from $888 a year, needs no implementation project and shows matched pairs from your own files within minutes.
Your files are processed in your browser and never stored. No card needed.
Where Trintech fits and where it does not
Trintech is one of the oldest names in financial close software. Its site lists six products: Adra, Cadency, ReconNET, Frontier, Accurate and DATAFlow. The two most buyers compare are Adra, the mid-market suite, and Cadency, the platform built for complex, public and global organizations. Between them they cover transaction matching, account reconciliation, intercompany accounting, close management, journal entries, audit and compliance, consolidation and reporting, with connectors for SAP, Oracle, NetSuite, Workday and Microsoft Dynamics.
That depth is the reason to buy Trintech. A listed company with dozens of entities, SOX controls and an SAP general ledger needs certified balance sheet reconciliations, reviewer sign-offs and an audit trail an external auditor accepts without argument. Cadency was built for exactly that.
Plenty of Trintech evaluations start for a narrower reason, though. Stripe and Shopify pay out net of fees, a customer settles five invoices with one ACH, and the bank account still does not tie to QuickBooks on day four. Those are matching problems, and they are the only problems Reconciles is built to solve. We state facts about Trintech only where Trintech or a named procurement source publishes them, so confirm current scope and terms with Trintech before you sign.
Trintech vs Reconciles vs spreadsheets
| Reconciles | Trintech Adra | Trintech Cadency | Spreadsheets | |
|---|---|---|---|---|
| How you buy | Self-serve, by card in your account | Demo with sales, then a custom quote | Demo with sales, then a custom quote | Already installed |
| Published price | $888 to $5,988 a year billed yearly, or $149 to $999 monthly | None, quote based | None, quote based | No license, paid in staff hours |
| Reported yearly cost | Same as the published price | Third-party estimates mostly $30,000 to $100,000 | SpendHound enterprise average about $266,000 | Hours of matching every month |
| What drives the price | Plan limits on accounts, transactions and entities | Named users, modules and company size | Modules, entities, users and services | Headcount |
| Implementation | None, results from your own files in minutes | A scoped project, typically weeks to months | A multi-month project with partners | Formulas built and kept by hand |
| Scope | Bank, payout, settlement and invoice matching plus exceptions | Matcher, Balancer, Task Manager, Journal Entry, Analytics | Full close, reconciliation, intercompany, consolidation | Whatever the workbook owner builds |
| Accounting systems | QuickBooks, Xero, NetSuite journal entries, file import from any ledger | SAP, Oracle, NetSuite, Workday, Dynamics 365 | SAP, Oracle and other large ERPs | Any export |
| Best for | Small and mid-size finance teams, ecommerce brands, accounting firms | Mid-market companies, roughly $100M to $2B in revenue | Large public and global enterprises | Very low volume |
Adra vs Cadency and which one a quote is for
Trintech splits its buyers by size. Adra is the mid-market product. Independent reviewers describe it as five modules: Matcher for transaction matching across bank, card and point of sale data, Balancer for balance sheet reconciliations against variance thresholds, Task Manager for close checklists, Journal Entry for posting entries back to the ERP, and Analytics for close reporting in Power BI, Excel or Tableau. Teams usually buy two or three of them, and the quote grows with each module and named user.
Cadency is the enterprise platform, used by large public companies running SAP or Oracle across many entities and currencies. It adds intercompany, consolidation and deeper controls, and it is typically rolled out with an implementation partner. If your sales rep is talking about Cadency and your company has one ERP and a handful of entities, you are being sized for more software than the problem needs.
Our breakdown of BlackLine pricing covers the other enterprise name that usually sits next to Trintech on the same shortlist.
Other Trintech competitors on a typical shortlist
Buyers comparing Trintech alternatives usually end up with the same handful of names. They solve different versions of the problem, so start from the job you need done.
- BlackLine is the closest enterprise rival, a close and reconciliation suite for large multi-entity organizations. Compare it on our BlackLine alternative page.
- FloQast is close management software for mid-market accounting teams, sold in quoted packages with no per user fees. See the FloQast alternative page.
- Numeric is a newer close and finance data platform with NetSuite at its center. See the Numeric alternative page.
- ReconArt is a configurable reconciliation platform popular with banks, payment companies and insurers, with editions that start around $1,500 a month on third-party listings. Our ReconArt pricing breakdown has the details.
- Reconciles focuses only on matching transactions and clearing exceptions, with published self-serve plans and no implementation fee.
If the evaluation exists because reconciliations are late, test the matching first. A close platform that still leaves 800 unmatched card settlement lines on day four has not fixed the close.
What changes when matching moves to Reconciles
One payment against many invoices
One ACH covering several invoices, short payments and early payment discounts are matched as one to many or many to one groups with tolerances on amount and date. See invoice reconciliation software.
A reason on every suggested match
Each pair carries a match reason and a confidence score, so the reviewer approves the work instead of redoing it.
Exceptions in one sorted queue
Lines that do not match land in a queue split into unmatched, partial, duplicate, amount difference and date difference, with assignment and comments on Growth and approvals with an audit log on Scale.
How to test a Trintech alternative this afternoon
1. Export last month's bank statement and the ledger, payout or invoice file it should match.
2. Drop both files into the matcher on the home page and review the matched pairs.
3. Save the rules that worked, then connect your bank, processors and QuickBooks, Xero or NetSuite.
4. Clear the exceptions queue and export the reconciliation report or journal entries for your close binder.
When Trintech is the better fit
We would rather you buy the right tool. Trintech is likely the stronger choice if:
- You are a public company that needs certified balance sheet reconciliations and SOX evidence across many entities.
- Your general ledger runs on SAP or Oracle and you want a certified connector rather than file exports.
- Intercompany accounting and consolidation are part of the same project.
- You already have a six figure budget and a team or partner to run a multi-month implementation.
When Reconciles is the better fit
- Your close slips because bank, payout and invoice matching takes days.
- You run QuickBooks, Xero or NetSuite and want a price you can approve today instead of a quote cycle.
- You sell through Stripe, Shopify, PayPal or Amazon and chase fee and refund differences every month, see ecommerce reconciliation.
- You are an accounting firm reconciling many clients, one entity per client, see reconciliation software for accountants.
- You want to see matches on your own data before you talk to anyone.
Published prices instead of a custom quote
Starter costs $74 per month billed yearly or $149 monthly, with 3 accounts and 3,000 matched transactions a month. Growth costs $199 per month billed yearly or $399 monthly, with 15 accounts, 20,000 transactions and 5 entities. Scale costs $499 per month billed yearly or $999 monthly, with 60 accounts, 100,000 transactions, 25 entities, SSO and an audit log. Scale billed yearly comes to $5,988, which is a small fraction of even the low end of third-party Adra estimates, and there is no implementation invoice on top. Every limit is listed on the reconciliation software pricing page.
Trintech alternative questions
The Trintech alternatives buyers compare most are BlackLine for enterprise close, FloQast and Numeric for mid-market close management, and ReconArt for configurable high-volume reconciliation. Teams whose real bottleneck is transaction matching also shortlist self-serve reconciliation software such as Reconciles, which publishes prices and needs no implementation project.
Trintech does not publish prices for Adra or Cadency. SpendHound's contract data shows an average of about $119,000 a year for companies with 50 to 1,000 employees and about $266,000 for enterprises. Third-party estimates for Adra alone mostly fall between $30,000 and $100,000 a year, before implementation.
Adra is Trintech's mid-market suite, built from modules such as Matcher, Balancer and Task Manager. Cadency is its enterprise platform for large public and global companies, adding intercompany, consolidation and deeper controls, and it usually needs a partner-led implementation.
Yes, if what you need is reconciliation rather than a full close suite. Reconciles costs $888 to $5,988 a year billed yearly, has no implementation fee and can be tested on your own bank, payout and ledger files before you pay.
Yes. Some teams keep certification and sign-off in their close software and move high-volume matching, such as processor payouts and invoice payments, into Reconciles, then attach the XLSX or PDF reconciliation report to the account.
See your matches before any demo
Upload a bank statement and a second file. You will see how much of your close is really a matching problem, and what it costs to fix.