Duco pricing and what Duco reconciliation costs in 2026

Duco is a SaaS reconciliation platform for financial services operations teams. According to Duco's own platform page and ERP Research, the price buys:

• A rules based matching engine with tolerances, roll up rules, fuzzy matching and multi pass processing, built to cut false breaks.
• Data preparation that takes messy files as they are, including Excel, CSV, PDF and SWIFT formats, and normalizes them inside the platform. Bank statements arrive as flat files, CSV, BAI2, CAMT or ISO 20022.
• An agentic workspace where AI agents build reconciliations from a description and suggest rule changes, with a person approving the result.
• Exception management with labels, comments, assignment and automatic handling of routine breaks, plus several years of history and a full audit trail.
• Scheduling, so data prep and reconciliations run at set times or when data arrives.
• Scale. Duco says it processes up to 1 billion transactions a day and has more than 10,000 users in over 30 countries. ERP Research counts more than 150 institutions, including 15 tier one banks.

What it does not include, per ERP Research: certified connectors to ERPs such as NetSuite, SAP or Oracle. Ledger data reaches Duco through file feeds, APIs or document extraction.

• Named users. Duco is priced per seat, so the number of operations analysts who work breaks moves the number directly.
• Modules. A base platform fee plus the functional modules you switch on, such as agentic rule building and document extraction.
• Data volume. Rows processed, storage and compute are metered, which is why a bank reconciling trade and position data pays far more than a fund reconciling cash.
• Implementation. A one-off fee quoted against the reconciliations in scope. Duco cites builds of about five days per reconciliation and sandbox environments included in implementation.
• Term length. Vendr notes that multi-year commitments can bring a lower yearly price, and that signing near quarter end gives buyers leverage.

Duco's customer list reads like a capital markets directory: asset managers, asset servicers, banks, brokers and FCMs, commodities traders and hedge funds. Those teams reconcile trades against custodians, positions against prime brokers and cash across dozens of counterparties, often millions of rows a day. For that job the price makes sense, and few tools compete.

A US corporate finance team has a different job. It needs bank lines matched to the general ledger, Stripe or PayPal payouts split into charges and fees, customer payments applied to invoices, and journal entries pushed back into QuickBooks, Xero or NetSuite. Duco can be configured for that, but you would be paying for capital markets scale and building the ERP side yourself through files and APIs.

Duco only reconciles the data that reaches it, so operations teams running it usually also monitor feed freshness and schema changes upstream, because a late custodian file shows up as a wall of false breaks. For the corporate side of the house, our payment reconciliation software page shows what processor and invoice matching looks like without a platform project.

Plan for three lines. First, the subscription, which Vendr's data puts somewhere between the low five figures and the mid six figures depending on users, modules and volume. Second, implementation, quoted against scope, so ask for it per reconciliation and as one total. Third, internal time: someone in operations has to define the data sources, tolerances and rules for each reconciliation, even if Duco's agents draft them.

A planning example for a mid-size US asset manager reconciling cash and positions across four custodians: a subscription near the bottom of Vendr's range, an implementation fee for the first batch of reconciliations, and an analyst spending part of the first two months on rule review. Replace every line with your written quote before it goes into the budget.

If you are not sure whether your problem is capital markets data or plain bank and ledger matching, the reconciliation software cost comparison puts sourced prices for nine vendors side by side.

Duco wins on financial services data and volume. BlackLine wins when the problem is the whole enterprise close, see our BlackLine pricing guide. Reconciles wins on price transparency and speed for corporate bank, payout and invoice matching. It is not a trade or position reconciliation tool.

See pricing

• What is the all in first year cost, subscription plus implementation, for our users, modules and volume, as one number?
• How is data volume metered, and what happens to the price if our row count doubles mid term?
• Which reconciliations are inside the implementation fee, and what does each additional one cost to build?
• Are the agentic workspace and document extraction included or separate modules?
• What is the renewal increase cap after the first term?

If you run finance for a fintech, a marketplace or a mid-market company and your breaks are bank lines, Stripe, PayPal, Adyen or Shopify payouts and customer payments that will not tie to the ledger, Reconciles does that job without a sales cycle. Starter is $74 a month billed yearly for 3 accounts and 3,000 matched transactions, Growth is $199 a month billed yearly for 15 accounts, 20,000 transactions and 5 entities, and Scale is $499 a month billed yearly for 60 accounts, 100,000 transactions, API and SFTP drop, approvals and an audit log. You can upload a bank statement and a ledger export and see the matches before you create an account. The full plan list is on the pricing page.

See pricing

Duco does not publish prices; it quotes each deal after a demo. Vendr reports Duco contracts from about $52,000 to about $281,000 a year, with an average near $182,780. That figure comes from more than five deals across only three buyers, so a real quote can fall outside the range depending on users, modules and data volume.

No public free trial is listed. ERP Research describes Duco as quote based with no self-serve trial, and access starts with a demo. Duco does include sandbox environments during implementation, so you can test reconciliations before go live once a contract is in place.

Duco is priced as a subscription built from named users, a base platform fee plus the modules you enable, and metered data volume such as rows processed and storage. A one-off implementation fee is quoted on top, based on the reconciliations in scope.

Mainly financial services operations teams. Duco lists asset managers, asset servicers, banks, brokers, FCMs, commodities traders and hedge funds as customers, and ERP Research counts more than 150 institutions including 15 tier one banks. It is less common in corporate finance teams reconciling bank accounts to an ERP.

For corporate bank, payout and invoice matching, self-serve tools with published plans cost far less. Reconciles costs $888 to $5,988 a year billed yearly and reads bank statements, ledger exports and processor payouts without a platform project. It does not reconcile trades or positions, so it is not a substitute for Duco in capital markets.