AutoRek pricing and AutoRek cost in 2026

A quote has four parts. The first is the platform subscription, which grows with named users. The second is the modules. AutoRek organizes its product by industry, covering asset management and capital markets, banking, insurance and payments, so the module you buy depends on whether you are reconciling client money, loans, bordereaux or scheme and network fees. The third is data volume, meaning how many records you load each month and from how many feeds. The fourth is implementation, a one-time fee for connecting sources and building the rules.

Each of those scales with complexity, which is why a payments firm matching processor files and a broker reconciling custodian positions get very different numbers from the same vendor. It is also why asking a vendor "what does it cost" without giving volumes and entities gets you a range so wide it is useless.

AutoRek is a Glasgow-founded reconciliation and financial controls platform with more than 30 years in the market. It opened a New York headquarters in 2025 to serve US clients and works mostly with banks, asset managers, insurers and payments companies. Its strength is regulated, high volume data with documented controls, such as CASS client money reconciliation and insurance bordereaux reporting.

If that is your world, the quote reflects real work, and the comparison that matters is AutoRek against Duco, SmartStream and Xceptor. The AutoRek alternative page, the Gresham alternative page and the Duco competitors guide cover that shortlist. If your reconciliation is bank lines, payouts and invoices, you are likely paying for capability you will not use.

Because there is no price list, build the budget from the inputs the vendor will ask for. Fill these in before the first call and the quote will arrive faster and closer to what you will pay.

Ask for one first year total that includes subscription, implementation and support, and a second figure for year two. Quotes that show only the subscription line hide the onboarding cost, which on data-heavy platforms can be a large part of year one.

• Rule building and testing. Someone on your team has to describe each matching rule and sign off the results.
• Source connections. Every bank, processor or ledger feed needs a connection or a file format agreement.
• Training. Reviewers and approvers need to learn the break workflow.
• Renewal uplifts. Ask for a cap on annual increases in writing.
• Spreadsheet fallback. Items that the rules do not catch are still handled by hand, so measure the exception rate during the evaluation.

1. State your real volumes and entities up front so the quote is scoped to the work.

2. Name the modules you need and ask for each one priced separately.

3. Ask for the first year total including implementation, and the year two price.

4. Use a competing quote. ERP Research lists a competing quote or a published competitor rate as the strongest lever.

5. Trade term for price, and ask for a cap on renewal increases.

6. Test an alternative on one month of your own data before you sign. If a cheaper tool matches 90 percent of your lines on its own, you have learned what you are actually buying.

Teams that only need to get a bank file into a ledger sometimes skip reconciliation tooling entirely and convert bank statements to a QuickBooks file before matching, which is a different and much smaller problem.

If your reconciliation is bank statements, processor payouts and invoice payments, Reconciles reads your statement and your ledger or invoice export, matches one to one, one to many and many to one, and sends unmatched items to an exceptions queue with owners and comments. Every match shows the reason it was made.

Plans are published. Starter is $888 a year for 3,000 matched transactions a month, Growth is $2,388 a year for 20,000 a month across 5 entities with QuickBooks and Xero journal entries, and Scale is $5,988 a year for 100,000 a month across 25 entities with API and SFTP, NetSuite journal entries and approvals. Monthly billing is $149, $399 and $999. There is no implementation fee. Every limit is on the pricing page and reconciliation software cost compares other quote-based vendors.

It does not cover client money rulebooks, securities or insurance bordereaux. Those stay with AutoRek and its peers.

See pricing

AutoRek does not publish a price list, and no public source gives a dollar figure. ERP Research says pricing is quoted after a demo and scoped by data volume and modules, and Gartner describes a subscription by features, users and data volume. Ask for a first year total that includes implementation.

No free trial is listed. ERP Research describes the sales process as a demo followed by a quote. Reconciles lets you see matched pairs from your own files before you create an account.

Named users, the modules you enable, data volume and one-time implementation drive the quote. Contract length and seat count are the usual levers for a discount, and a competing quote is the strongest.

Yes. Because pricing is quoted rather than published, ERP Research says it can be negotiated, mainly with a competing quote or published competitor rate, a longer committed term and the number of seats.

Yes, for bank, payout and invoice matching. Reconciles costs $888 to $5,988 a year billed yearly with no implementation fee. For client money, securities and insurance reconciliation, compare AutoRek with Duco, SmartStream and Xceptor instead.