Reconciles is an AutoRek alternative for US payments, fintech and corporate finance teams whose reconciliation work is bank lines, processor payouts and invoice payments rather than securities, client money or insurance bordereaux. AutoRek does not publish prices and quotes each deployment by users, modules, data volume and implementation. Reconciles publishes plans from $888 a year, charges no implementation fee and shows matched pairs from your own files before you create an account.
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AutoRek is a Glasgow-based reconciliation and financial controls platform with more than 30 years in the market, over 100 clients in 15 countries and about 170 staff. Its site organizes the product by industry: asset management and capital markets (securities, cash and CASS reconciliation), banking (loan, payment and RTP reconciliations), insurance (remittance, reinsurer, MGA and bordereaux reporting) and payments (processing, clearing and settlement, safeguarding, scheme and network fees). In August 2026 it bought Grath, a London reconciliation company, which added a multi-tenant SaaS edition next to AutoRek's private cloud.
That is a strong fit for a regulated firm that has to prove client money is segregated, or an insurer reconciling broker remittances against bordereaux. It is a heavy purchase when the real problem is that Stripe and Adyen payouts land net of fees, customers pay several invoices with one ACH, and the operating account will not tie to NetSuite until day four of the close. That is a matching job, and matching is the only job Reconciles does.
| Reconciles | AutoRek | Spreadsheets | |
|---|---|---|---|
| How you buy | Self-serve, by card in your account | Demo, then a custom quote | Already installed |
| Published price | $888 to $5,988 a year billed yearly, or $149 to $999 monthly | None, quote per deployment | No license, paid in staff hours |
| What drives the price | Plan by monthly matched volume and entities | Named users, modules, data volume and implementation, per ERP Research | Hours of matching every month |
| Trial | Matches from your own files before signup | No free version or trial listed | Not applicable |
| Implementation | None, results in minutes | Configured per client, implementation and support usually billed separately | Formulas built by hand |
| Scope | Bank, payout, settlement and invoice matching, exceptions, journal entries | Securities, cash, CASS, safeguarding, insurance, loan and payment reconciliations, regulatory reporting | Whatever the workbook owner builds |
| Accounting systems | QuickBooks, Xero and NetSuite journal entries, file import from any ledger | Any data source configured per client | Any export |
| Best for | US mid-market finance teams, fintechs, ecommerce brands and accounting firms | Banks, asset managers, insurers and regulated payment firms | Very low volume |
Price sources are listed in the questions below. AutoRek may quote very differently for your firm, so treat the table as a guide to how each product is sold, not as a quote.
| AutoRek use case | Covered by Reconciles | What to use instead |
|---|---|---|
| Bank to ledger cash reconciliation | Yes, statement CSV, XLSX, OFX, MT940 or PDF against any ledger export | Not needed |
| Processor settlement and scheme fee reconciliation | Yes for payouts from Stripe, PayPal, Adyen, Shopify, Amazon and any processor CSV, with fees split out | A payments platform for card network clearing files |
| Remittance and receivables reconciliation | Yes, one payment to many invoices and short pays | Not needed |
| CASS client money and safeguarding | No | AutoRek or another platform with regulatory rulebooks |
| Securities, positions and trades | No | AutoRek, Duco or SmartStream |
| Insurance bordereaux and reinsurer reconciliation | No | AutoRek or an insurance operations platform |
| Loan reconciliations at a bank | No | Core banking reconciliation tools |
If most of your monthly volume sits in the first three rows, the decision is mostly about price and setup time. If the bottom four rows are your audit risk, keep a regulated platform for them and judge Reconciles only on the matching work.
AutoRek's shortlist depends on the data. G2 and Gartner both mix corporate close suites with capital markets platforms, which is why the lists look so different from one site to the next.
Pick the group by your data. Client money, trades and bordereaux belong with AutoRek and the capital markets vendors. Bank statements, payouts, invoices and ledger exports belong with corporate tools.
You upload a bank statement and a ledger, payout or invoice file. The engine pairs one to one, one to many and many to one first, and you save the rules that worked afterward instead of writing a specification for a configuration project.
Stripe, PayPal, Adyen, Shopify and Amazon settle net. Reconciles splits each payout into charges, refunds, chargebacks and fees, ties it to the bank deposit and books the fees, see payment reconciliation software.
Every match shows why it was made, such as amount and date within two days, reference found in the memo, or three invoices summing to one deposit. Reviewers approve pairs instead of re-checking them.
Unmatched lines land in one queue sorted by amount and age, with comments, owners and an XLSX or PDF report for the close file.
1. Export one month of bank lines for your main operating account as CSV or XLSX.
2. Export the matching ledger, processor payout or open invoice file for the same month.
3. Upload both and read the match rate, the exceptions and the reason on each pair.
4. Count how many of your remaining exceptions are client money, securities or insurance items. That number tells you whether you still need an enterprise platform.
Starter costs $888 a year for up to 3,000 matched transactions a month. Growth costs $2,388 a year for up to 20,000 a month across 5 entities with every processor, roles and QuickBooks or Xero journal entries. Scale costs $5,988 a year for up to 100,000 a month across 25 entities, with API and SFTP, approvals, an audit log, NetSuite journal entries and SSO. Monthly billing is $149, $399 and $999. Full details are on the pricing page, and the wider market is compared in reconciliation software cost.
The AutoRek alternatives buyers compare most are Duco, SmartStream and Xceptor for bank, broker and asset manager data, and BlackLine, Trintech, ReconArt and SolveXia for corporate close and reconciliation. Teams whose bottleneck is bank, payout and invoice matching also shortlist self-serve reconciliation software such as Reconciles, which publishes prices and needs no implementation.
AutoRek does not publish prices. ERP Research says each deployment is quoted, with named users, modules, data volume and implementation fees as the main drivers, and Gartner describes subscription pricing by features, users and data volume with implementation and support billed on top. No free trial is listed. The AutoRek pricing guide shows what moves the quote and what to ask for in writing.
Yes, if your work is bank, payout and invoice matching at thousands or tens of thousands of lines a month. Reconciles costs $888 to $5,988 a year billed yearly with no implementation fee, and you can test it on your own files first. For CASS, securities or insurance bordereaux, an enterprise platform such as AutoRek still fits better.
AutoRek's site lists four industries: asset management and capital markets, banking, insurance and payments. It reports more than 100 clients in 15 countries, and its 2026 purchase of Grath added banks, payment providers, brokers and fintechs in the US and the Middle East.
Yes. Some firms keep client money and securities reconciliations in a regulated platform and move bank, payout and invoice matching for operating entities into Reconciles, then attach the XLSX or PDF reconciliation report to the close.
Both AutoRek and Duco sell to financial institutions through a demo and a quote, and both cover securities, cash and data-heavy reconciliations that a bank, broker or asset manager runs at scale. Neither publishes pricing. If your work is US bank, payout and invoice matching instead, Reconciles publishes plans from $888 a year and lets you test your own files first.
Upload a bank statement and a second file. You will know in minutes how much of your reconciliation work is plain matching, and what it costs to fix with a published plan.
Your account is saved and you are logged in. Your result now shows one more page of matched rows. You also get one more sample run of up to 500 lines.
To reconcile full months, open your workspace with a plan.
Choose a planStarter plan selected
Your account is saved and you are logged in. Pay by card on the next page and your workspace opens right away.
$74 per month, billed $888 yearly
$149 per month, billed monthly
Growth plan selected
Your account is saved and you are logged in. Pay by card on the next page and your workspace opens right away.
$199 per month, billed $2,388 yearly
$399 per month, billed monthly
Scale plan selected
Your account is saved and you are logged in. Pay by card on the next page and your workspace opens right away.
$499 per month, billed $5,988 yearly
$999 per month, billed monthly
Your account is saved and you are logged in. You can now run one sample reconciliation of up to 500 lines.
To reconcile full months, open your workspace with a plan.
Reconcile now Choose a planEvery plan includes the matching engine, the exceptions queue and exports. Pay yearly and save 50%.
Starter
$74 per month, billed $888 yearly
$149 per month, billed monthly
Growth
$199 per month, billed $2,388 yearly
$399 per month, billed monthly
Scale
$499 per month, billed $5,988 yearly
$999 per month, billed monthly
Cancel any time. Your plan stays active until the end of the paid period.
